🏠 Smart Finance Tool
Home Loan
Repayment Calculator
Calculate EMI, interest savings & amortization schedule with prepayment scenarios
Loan Amount
₹
INR
₹5L
₹10Cr
Annual Interest Rate
% p.a.
4%
20%
Loan Tenure
Years
1 Yr
30 Yrs
⚡ Prepayment Options
(optional)
Extra Monthly Payment
₹
Yearly Lumpsum Prepayment
₹
📊 Calculate Repayment
Payment Breakdown
Rate Sensitivity
⚠️
Floating Rate Alert
📊 Tenure Comparison Scenarios
📅 Year-wise Amortization
Year
Opening Balance
Principal Paid
Interest Paid
Prepayment
Closing Balance
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